Every Return Earned & Every Accrual Accounted for Automatically
Tracking dividends, interest, coupons and amortization manually is time-consuming and error-prone especially across multiple asset classes. Mocha Portfolio automates income recognition and amortization so your portfolio reflects the true financial picture at all times.
No missed income events. No manual adjustments. Just accurate, automated accounting.
Why to choose Mocha Portfolio?
Managing investments across multiple platforms and asset classes can get messy. Mocha Portfolio brings all your assets into one place — with deep analytics, performance insights and compliance-ready reports that help you make informed decisions confidently.
Complete Income Visibility Across Your Portfolio
Track Income Across Asset Classes
Automatically recognize and record income from equities, bonds, fixed-income securities, mutual funds and other income-generating assets. All income events are linked directly to the underlying security and reflected in your portfolio in real time.
System-Driven Monthly Amortization
Automatic amortization of premiums and discounts. Progressive adjustment of cost basis over time. Clear distinction between income and principal.
Paydown & Maturity Handling
Accurate recording of partial or full principal repayments. Seamless handling of maturity settlements. Correct calculation of final returns. Your fixed-income holdings always reflect their true carrying value.
Clear Income & Cashflow Insights
Understand how your portfolio generates returns income by asset class, security-wise income contribution and periodic income summaries. Track expected and received income to better plan liquidity and reinvestment strategies.
Smart Scheduling & Accrual Logic
Mocha Portfolio automatically identifies income schedules, applies accrual and amortization rules & posts periodic entries without user intervention.
Ledger-Accurate, Audit-Ready Records
Every income and amortization entry is automatically timestamped, linked to the underlying security and fully traceable in transaction history. This ensures your portfolio remains clean, transparent and audit-friendly — without manual intervention.
Why Automated Income & Amortization Matters
Accurate Performance Measurement
Separating income from principal ensures returns are measured correctly.
Reduce Operational Complexity
Automation eliminates repetitive tasks and reduces the risk of human error.
Consistent Portfolio Valuation
Your holdings always reflect their true economic value-not just market price.
Built for Global Portfolios
Designed to support diverse instruments, markets and investment structures worldwide.
Designed for Investors Who Value Precision
From income-focused portfolios to complex fixed-income holdings, Mocha Portfolio ensures every earning, accrual and adjustment is accounted for — precisely and automatically.
What Our Clients Have To Say
Mocha Accounting Software is easy to learn and simple to use and has more functionalities than other software in the market. I switched from QuickBooks for my business, and I don't see myself using another accounting software again.
Mocha is intuitive and user-friendly, making tasks like invoicing, expense tracking, and financial reporting much simpler. It not only saves time by reducing human error but also improves the reliability of Financial Reporting.
Mocha Accounting is modular, easy-to-use accounting software. It offers everything its competitors offer, but beyond that, Mocha's USP is the customisation they can offer to match your industry and business's custom requirements.